Attention homeowners: Real estate appraisal services for in Savannah and Chatham County

Here are the top 7 reasons why Georgia homeowners hire Schmid, Jobson & Company, LLC:

  1. Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
  2. Challenge Chatham County's assessment of your property value
  3. To reduce their monthly mortgage payment by removing PMI
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Settle an estate in Georgia by determining the true market value of real estate
Do you own a home in or near Savannah? Do you need help determining the price of your real estate? Contact Schmid, Jobson & Company, LLC.

At Schmid, Jobson & Company, LLC, we understand the individual needs of a consumer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. The professional appraisers at Schmid, Jobson & Company, LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value opinion than yours.

Challenge property tax assessments

Let's say your house is not appreciating as much as other properties nearby -- your local tax assessor may have your house overvalued. That only means you are probably paying more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Schmid, Jobson & Company, LLC is your best weapon when challenging your property tax assessment.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Schmid, Jobson & Company, LLC, we're veterans in helping customers just like you rid yourselves of unneeded PMI insurance.

HELOC recently frozen?

If your home is near a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be annoying from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Schmid, Jobson & Company, LLC can provide you with efficient appraisal that will help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need an expert to double-check your appraisal for efficiency, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? We can assist you. While typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your house.